The loss of your beloved ones

On evening of 16 March 2015, I went for a funeral to a father of one of my lab mate. We actually suppose to have meeting during that time. Therefore, I have already communicate with the rest of the team member in the morning to get them prepares early. Then, one of the member told me that the lab mate who is in-charge for one particular project, his father were critical due to his kidney around 8 am in the morning. Around 9 am in the morning while I was about to go to the lab, I receive the news that the lab mate father already passed away. The rest of his classmate went to attend the funeral were the body were buried after Asar prayer. As for me, I just follow the rest of the lab mate who go there after office hour to visit.

The lab mate is the second last child from 7. And all of his siblings above him already working. The last one just enroll in UIA. A boy also. For me, my friend is in better position than me last time and his father already have a house for them to stay after his absence.

Looking at that situation, makes me wonder. How did me and my family manage to survive after my father passed away.

Remembering my story:

During time my father passed away, I am the eldest in the family. A girl some more. At that moment, the date was 2 March 2000. Not yet sit for my SPM. My youngest brother at that moment is 3 years old and my Mum were overdue for her delivery at that moment. Regardless what, I do think all of my siblings were lucky as my mother still working at that time. If not, I do think the first person who will not get the opportunity to further study in degree would be me. Thank you very much, Mum.

However, we do not have our own house to stay after my father passed away. If only my father buy a house before that, my mum would not have to to pay any more for the house loan. I do think we could live in our house up till today regardless the one that perish in fire in 18 June 2013.

Basically after the incident, we have no house to celebrate Aidil Fitri 2013 (8 August 2013) = homeless. 

Fortunately during the mishap, my brother who works shift as a male nurse already gone for work. God knows what will happen if he is still sleeping at that time.

I still remember that we start to stay in that house since 2001. 

Below is the pictures of the burned house:

The living hall

Girls room

Front view

Kitchen, with flash

Kitchen, without flash

Master bedroom

For me,  I need to have the knowledge to do a proper planning and manage my financial regardless what. So that when I am no longer around, my kids would still have place to call home. And to gather around during Aidil Fitri and any family event.

Example of no knowledge and have plenty of money over her husband death compensation could be found in this link http://surexperience.blogspot.com/2014/06/knowledge-preparation-very-important.html. If only she use her money to buy 2 houses, she would already collecting rent from 1 house and stay in another. And not homeless like now.

Till then, have a good weekend and be safe at home.

Finally, my house key is within my hands

I was suppose to go back Pahang on Friday morning. While waiting for my friend to send me off to bus station, I received call from developer office to come and collect my house key. What a luck!!😊 Very grateful to be late at that moment.

The gorgeous set of keys that comes with a PU leather like file and 1 large umbrella

Isn't the set pretty? I'm loving it😍. I get 1 box containing a leather like file, 2 entry pass card and 1 large umbrella. In the file were the handover documents were kept. The file also comes with key slot were you could put all your house key in 1 place. The bag comes with the goodies have words stated "Your dreams made affordable". They are seriously true for me😃. If I didn't buy the house and wait to have enough capital to develop my own house, which I think will definitely take more than 5 years for me to complete the task. Meanwhile after 2 years time, I already can live in my house right now. I am so happy 😍.

The project manager who show the house really explain very detail on things that comes with the house.

Bonus, my house already installed with 3 phase system. It really saves me a lot ringgit  as one of my friend just upgrade his shop with 3 phase system and it cost him around RM 5 K. If the project manager didn't tell, I wouldn't know about the existence of the 3 phase system in my house. Plus, a 3 phase system would give better electricity distribution to the house.

Even better, I didn't have to pay any single cent to get the key to my house as it was all included in the loan already. One of my girlfriend were very jealous of me as she have to fork out her own money around RM 2 K to get the key to her house 5 years back.

Well, there are still Master bedroom and ground floor open for rent. For those who are interested, can contact me in the mudah link New rooms at Pulai Hijauan, Skudai or my blog in details about room for rent for the house [1]. 

Happy working tomorrow 

Reference:
[1] http://serinurulbeauty.blogspot.my/2014/11/rooms-for-rent-in-pulai-hijauan.htm

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Property investment for woman

"Seminar Hartanah dan Wanita" by DSR group. I come across their advertisement this week. And I do love the targeted market segment. As they focus for woman. It is a good mind opening for woman to start their own investment. Actually, for girls and woman they could go for any property seminar like what I have done for the past 7 years.

I have planned to have my own house before get married and the plan already materialised. It was self achievement for me. True, most people always said that when a girl get married, the husband will take care of everything. The husband will provide all the basic essential such as house, housing essential and etc. Still, I do prefer to own all of that by myself. Since I am not the type who likes waiting for uncertain things. That is a basic principal that I kept to myself. If you want it, you have to work for it. Plus, you will appreciate the value of it more after gaining it by yourself. Rather than waiting for a prince charming to sweep me of my feet (cause I am not that lucky on this part), I prefer to take care myself.

Me, guided by a good mentor were having a smooth journey in acquiring my first house. People always think of capital as first thing in property investment. How wrong it is as I did manage to buy my first house although I have less capital in my bank account. Now, my house worth more than half million ringgit. It is a big achievement for someone like me to have such a nice and huge house as my first property. To be frank, I myself also still in disbelief of my purchase. If you want to know more on the techniques and tips of property investment, you could join my property group investment. Further details could be found in this link "Seminar Pelaburan Hartanah Mampu". If you do not have time to attend the seminar, you could opt for mentoring program. The mentoring program is more extensive as we provide services to guide you step-by-step and also helps you to evaluate the property that you have in mind.

Till then, have a good weekend.

Why people love to ask when you will get new car once the existing paid off?

It has been a long break from my last post. That is because, I am a bit stressed out with my studies. Still, when I receive good news that my house already got her CF (Certificate of Fitness), it really sooth my wavering emotions😘.

Today, I went out with my closest ones. Then I told him that my car were about to finish her loan this year by July after 7 years loan tenure. However, I receive the same common sad question from him. That is = after that, you are going to buy which car? Well, I was surprised since he already owned 2 unit of houses😮. Being someone who is calculative, I asked him back. Why should I buy new car instead of new house for investment? Why I have to burden myself with another liability? Plus, I do wonder why don't they ask, what are your next investment instead? Well, I am not getting any younger to take longer loan tenure if I buy a car also. Might as well to optimize the loan that I am going to take for investment instead of loan for a liability.

To be frank, I am the person who always travel by bus. For those who are at my stage, they would definitely prefer to drive their own car. Yes, sometimes I have to attend meeting else where. But still I manage to reach the destination even though I am riding public transportation. That is were planning ahead comes. True, it is tiring taking public transportation. However, when you are travel alone like me, it is the best to travel by public transport most of the time.

Wonderful feeling when receive first deposit from my first tenant

It has been long break since my last entry. This is due to workload, flood season in Pahang and problems with my phone as it is not able to charge at all.

Although still have a lot of work to be done for the house since I still haven't receive the key and not yet start renovation process. Thankfully, my phone were able to be repaired in Johor. I was just in time to be able to settle the process of receiving first tenant to my house just in time as she was a bout to be away to US for her work. And today, I receive the deposit for the rent from her despite no key and no renovation 😊 It is really feel like a miracle. Plus, it was the best birthday gift ever for me 😍 Worth all the hardship coming back and forth to JB every month from Pahang to settle matter for the house.

I have been advertising the room of my house in Pulai Hijauan for rent since Nov 2014 in Mudah.com. Since then, I have receive various calls even from male although I have clearly advertise the room for female tenant only 😔And I receive deposit from first tenant after 2 months advertising. Feel really fortunate to start doing the advertisement earlier without waiting for the handover of the house key.

Hopefully I would be able to get tenancy full for the house soon and the renovation work to finish fast. My tenant really satisfy and love the house especially the room that she book. She didn't even asked for rent reduction price😍. Plus, she was envious of me for being able to have such a beautiful and big house. Well, I only manage to have the house with helps and advise from a very good mentor. Plus, the knowledge to keep on window shopping for houses also contributes to a good house selection.

Till then, have a good weekend ahead.

Good shoes for rainy season

It has been 3 days in a row, raining steadily in Pahang since I'm back in 19 Dec 2014 up till today, 23 Dec 2014. The hardest part is going out, especially going to the faculty since the best method is walking. As the rain here also comes with heavy wind. Which makes my folded umbrella turn inside out when it was used yesterday.
There are also accident near roundabout after guard post UMP. Me and my room-mate did notice the broken street light lamp near Manufacturing Faculty. The accident occurred yesterday morning.
The water level already rise every where in Pahang, including in UMP Pekan.
Below is the picture taken on evening of 22 Dec 2014 when me and my room-mate were heading out to the faculty.

The middle picture of the roundabout

The left view

The right view, near the Canselori UMP Pekan building

Well, we do think that we could have kayak race at the roundabout
During this rainy season, people tend to use slippers when they go out to faculty, cafe and etc. It is not a good view to see especially when they go to office such way. I do notice few girls using rubber shoes like crocs and etc. However, that is not enough protection for their feet from getting wet since the shoes is only ankle high. Plus, normally they won't use socks during this time since it will only get wet. Therefore, their feet getting blistered due to such condition. Saw one of student in faculty here who sat in the stairs for more than one hour. My friend did ask her why she sat there for a long time. Then, she said that her feet were blistered and she have to stay put since it does pain a lot. That is why I do think the need of boots like the yellow one that Pua Chu Kang used in the sitcom.

The signature Pua Chu Kang boots

Why I want those kind of yellow boots? The boots where high near to knee. Therefore, it also helps to cover the bottom of your pants from getting wet. Plus, it helps to keep your feet dry. More, you look presentably neat. That is what we want in this rainy season!
One blogger, Calvin also mention on having a boots for him to go for his lecture during winter season in Japan. The entry for boots of his blog : PCK Shopping.
I have goggled for those kind of boots. Well, it happens that those boots didn't come cheap. Most of them were priced from RM 100 and above. There is no such boots as cheaper than RM 100. Even for Crocs, their boots price were RM 250 and only available in one colour only. Could the link here to go to the Crocs rain boot page.
Fortunately, I did stumble on few website that did sell boots that within my budget range. And I just receive my new boots yesterday  Have tried it out yesterday in the room. It was cosy and warm. Plus, it can be used for formal occasion since I choose black colour. No need to use yellow one like Pua Chu Kang With that, I could use the boots when going to the office without need to bring a spare formal shoes to change. Less of item to bring when you are going out. Plus, I would have a presentable look all the time. Will give the review on my new boots in the next entry.
Till then, bye.

VCO (Virgin Coconut Oil) as moisturiser replacement

My room-mate happens to finish her moisturiser. I suggested her to try the smallest bottle of 30 ml VCO that I am currently using since she did say she have no budget to buy the new one of hers. She pay RM 10 for the 30 ml bottle and start using it at night. She was happy to have alternative for her moisturiser and it works. She did even say that one scratch on her skin improves from being scar after she put VCO on it (she have quite sensitive skin). She did mentioned that her "telekung" did smell nice as the trace of VCO still lingers even after yesterday usage. Glad to hear improvement from her 😘.

Experience being hit on by a technical but poetic one

This happen last week when me and my room-mate were going for a short course that being held for 2 days in UMP Gambang. We went there by carpooling with one friend. This friend have feelings towards me. Each time on the going back trip, he will keep on trying to woes me.
On the second day, he wooed me with quotes from old poetry. The sentences that he used: "Ku gagal menyelami hati dan perasaan mu. Lantas kau tolak cintaku. Suatu hari nanti, kau akan tahu juga siapa diri ku".
I was shocked with the sentences and fall into deep, mute laughter in the midst of controlling myself 😝. My room-mate did manage to control herself well. Fortunately we are almost at the drop off place at that time. After we bid him goodbye, we immediately laugh our heart off It was unbelievable and clear cut flirt. Well enough to say. And he did score a point for being bold and transparent with his feelings towards me
Still, in the midst of his flirt he did praise me for keeping my well groomed attire, with pleasant make up on my maintain youthful face using Virgin Coconut Oil (VCO)
Thinking at the positive side, this would means my method of maintaining my appearance would be correct (or not being too overwhelming or intimidating). If not, then that guy would not try too much to woo me openly in front of my room-mate (whom he just meet that day). So, if you happen to experience what I do, look at the bright side first. It would have a reason for everything. We just just need to see the bigger picture of it😊.

Till next entry, bye 

Affordable Property Investment Seminar

I was one of the speaker for the event for that day. Last year also I have to be one of the speaker. But this year even better as I have time to prepare my own slide. Although the slide was only checked on the day of the event, just before my time slot. Fortunately I have been trained to perform at my best in add-hoc basis😉

Me as one of the speaker in the event

One of my girlfriend (tenant to my lecturer's shop) do come for the event. She also asking the same question to me as what my other girlfriend asked. That is how for someone like me who previously works as Research Assistant where the nett salary less than RM 2K manage to buy a cluster house size 34'x70'. Well, the answer to that question already being revealed in the event on 8 Nov 2014. If any of you wanted to know, then do come to our next event.
I just happen to know that girlfriend who is also a VCO user, already in fifties!! She looks more like in forties. It was really surprising. Well in a way, it does prove that consistent usage of VCO really helps to maintain your youthful looks regardless 10 years younger than your actual age

No matter how busy I am on the event, I would always ensure to remove my make up with VCO before prayer and then put back my make up on. Although many of my friend say that process takes a lot of time and effort, I always discipline myself to do so in order to maintain my skin condition and to have fresh look on my face. Well, looking great will make you feel great  Furthermore when I need to present as one of the speaker on that day

Not much picture of me as I am too busy updating my slide for the event. This year, the flow were better as the rest of the AJK already have experience handling last year event. Congrats to all of AJK

Last night, I get one call asking on the room that I have advertised in mudah.com = Rooms at Pulai Hijauan. She just check if the smallest room have its own toilet. She even wanted to move in by tomorrow if possible without even negotiating the price after knowing the room has its own toilet. Wow, I was stunned for a while I do explain to her that I am still waiting for the key to the house which will be awarded to me next month. This shows the demand for rental is there although I do put high price. I do feel grateful knowing from developer that I will get my house key next month. As nowadays my current house-mate have to park blocking the gate when they park outside of the current rental house since the space there already occupied by others. Not enough although have exclude my car since I left it in UMP.
I was lucky to have a good mentor who endlessly guide me through the process getting my own house. Although the mentoring service doesn't comes cheap and I have to barter trade with my skills since I have not much money to pay for such mentoring service. It does feel the hardship that I have gone through paid off when I look at the completed house.

Details on the seminar by my mentor can be found in this link http://surexperience.blogspot.my/2014/11/successful-personal-finance-management.html

Rooms for rent in Pulai Hijauan

I went to see my house yesterday in Pulai Hijauan with two of my girlfriends. The first question that one of them asked me "How do you manage to buy such big house?" since she know my previous working position. Well, that will only be reveal to her or any of you in the property event that I help to organize this weekend. Then, she asked permission from me to snap picture of my house to send to her sister. She say that her sister works as manager but unable to buy house worth RM 700,000.00 in Shah Alam although her sister salary is more than RM 4,000.00 per month. Saying that her sister only entitled loan as much as RM 500,000.00 only after check with bank. That is why she was surprised for someone like me able to buy a gated guarded house with land size of 35"x70" in Johor Bahru. At that moment, my house were sold starting price RM 430,376.00. Can refer to the website for Bellis - Phase 2 Parcel 1.

The price for Cluster type Bellis that I bought in June 2013

Without determination, knowledge, good guidance and detailed calculation basically people like me won't be able to buy such big house. All thanks to my mentor who guide me endlessly for this huge and profiting investment $_$
Details on the event could be found in this link http://surexperience.blogspot.com/2014/09/seminar-pelaburan-hartanah-mampu-siri-3.html. Will update you on pictures of the event next week.
For those who are interested to rent the room of my house, do check the advertisement in mudah.com. I just post the advertisement there today under title "Rooms at Pulai Hijauan". We could set time for you to view the house. First come, first serve.
Till then, have a good productive weekend 😊

Picture of the house:

Middle toilet of upper floor

Front view

Side view of the balcony

Side view from back of the house

Middle upper room

Living hall of ground floor

Master bedroom

Living hall of ground flloor (view from kitchen)

Surroundings:
- 26.7 km (30 minutes) to Legoland

- 10.2 km to UTM Johor Bahru
- 10.8 km to Jusco Taman Universiti
- 17.1 km to Gelang Patah/Nusajaya
- 32.8 km to Pelabuhan Tanjung Pelepas
- 43.1 km to Pontian
- 23.9 km to Pekan Nenas
- 3 km to Kangkar Pulai
- 23.4 km to Columbia Hospital
- 26.2 km Aeon Mall Bukit Indah
- 22.9 km Istana Bukit Serene
- 26.7 km Sultanah Aminah Hospital

Amenities:
a. 3 km to 24 hours self laundry shop
b. 3 km to 24 hours mart
c. 3 km to clinic
d. 3 km to restaurant/food shop

Reference:
[1] http://serinurulbeauty.blogspot.my/2015/03/finally-my-house-key-is-within-my-hands.html